Implementasi Akad Musyarakah Mutaqisah Pada Pembiayaraan Kpr Di Bank Panin Dubai Syariah KC Malang

Authors

  • Linda Safitri Institut Pesantren KH Abdul Chalim Mojokerto
  • Lineke Regita Cahyani Institut Pesantren KH Abdul Chalim Mojokerto
  • Feri Susanto Institut Pesantren KH Abdul Chalim Mojokerto
  • Meza Alim Meliza Institut Pesantren KH Abdul Chalim Mojokerto
  • Tutik Anjaswari Institut Pesantren KH Abdul Chalim Mojokerto

DOI:

https://doi.org/10.38073/dies.v1i2.903

Keywords:

Musyarakah Mutanaqisah, KPR Financing

Abstract

This article aims to analyze the implementation of the musyarakah mutanaqishah contract in mortgage financing at Bank Panin Dubai Syariah KC Malang. The research method used is descriptive qualitative method by conducting interviews. The results of the analysis show that the implementation of the musyarakah mutanaqisah contract on mortgages at Bank Panin Dubai Syariah is in accordance with the DSN Fatwa Number 73/DSNMUI/XI/2008 concerning the Musyarakah Mutanaqisah Agreement, which is to cooperate between the bank and the customer to buy an asset which will then reduce ownership rights. one party through a payment mechanism. Where there is a minimum capital requirement of 20% that must be met in it.

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References

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Imronah, A. “Musyarakah Mutanaqishah.” Al-Intaj 4, no. 1 (2018).

Rohmi, Putri Kamilatur. “Implementasi Akad Musyarakah Mutanaqishah Pada Pembiayaan Kepemilikan Rumah Di Bank Muamalat Lumajang.” IQTISHODUNA: Jurnal Ekonomi Islam 4, no. 1 (1 April 2015): 17–37.

Yulianto, Edwin Rahmat. “Analisa Pembiayaan Properti Menggunakan Akad Murabahah.” El-Arbah: Jurnal Ekonomi, Bisnis Dan Perbankan Syariah 1, no. 01 (2018): 32–52. https://doi.org/10.34005/elarbah.v1i01.527.

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Published

2022-12-26

How to Cite

Safitri, Linda, Lineke Regita Cahyani, Feri Susanto, Meza Alim Meliza, and Tutik Anjaswari. 2022. “Implementasi Akad Musyarakah Mutaqisah Pada Pembiayaraan Kpr Di Bank Panin Dubai Syariah KC Malang”. Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah 1 (2):134-42. https://doi.org/10.38073/dies.v1i2.903.

Issue

Vol. 1 No. 2 (2022): Dalwa Islamic Economic Studies

Section

Articles

License

Copyright (c) 2022 Linda Safitri, Lineke Regita Cahyani, Feri Susanto, Meza Alim Meliza, Tutik Anjaswari

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This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.