Judicial Legal Reasoning in Islamic Economic Dispute Case No. 1/Pdt.G.S/2024/PA.Pal Concerning Default on a Murabahah Contract
DOI:
https://doi.org/10.38073/rasikh.4586Keywords:
Judicial Legal Reasoning, Breach of Contract, Murabahah Financing, Islamic Economic Law, Religious Court DecisionsAbstract
This study examines the judicial legal reasoning applied in Decision No. 1/Pdt.G.S/2024/PA.Pal concerning a murabahah financing dispute involving PT Bank Syariah Indonesia Tbk., M. Yamin Branch Office, Palu. It specifically investigates how judicial considerations integrate positive legal norms with Islamic economic law principles in a consistent and accountable manner. The study aims to analyze the structure of judicial legal reasoning, identify the methods of legal interpretation employed, and evaluate the application of sharia principles, particularly in assessing evidence and determining financial obligations. Employing a normative juridical method with statutory, conceptual, and case approaches, the research examines the court decision, relevant provisions of the Compilation of Sharia Economic Law, and fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) concerning murabahah contracts. The data were analyzed using a qualitative descriptive approach, focusing on the construction of judicial reasoning through the Issue–Rule–Application–Conclusion (IRAC) framework and the principles of maqāṣid al-sharīʿah. The findings reveal that the panel of judges adopted a hybrid legal reasoning approach integrating contractual documentary evidence, civil law provisions, and sharia-based legal justification through references to DSN-MUI fatwas. This approach demonstrates an effort to harmonize formal legal certainty with sharia compliance. However, the analysis identifies limitations in the transparency of financial calculations and the assessment of the parties' good faith. These findings highlight the need to strengthen judicial reasoning by ensuring that legal certainty in Islamic economic dispute resolution encompasses not only procedural compliance but also substantive justice.
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