The Validity of the Bamboo Currency in Pasiwa According to Sharia Law and the Currency Law
DOI:
https://doi.org/10.38073/rasikh.4568Keywords:
Bamboo Currency, Closed-Loop Payment System, Currency Law, Islamic Economic LawAbstract
This study examines the use of bamboo coins as an internal medium of exchange at Pasar Sisi Walungan Cika-Cika (Pasiwa) in Dago, Bandung, raising legal questions regarding their validity under Islamic Economic Law and Indonesian Law Number 7 of 2011 concerning Currency. The study aims to analyze the transaction mechanisms involving bamboo coins and evaluate their compliance with Islamic legal principles and Indonesian currency regulations. Employing an empirical juridical method with a descriptive qualitative approach, data were collected through interviews, field observations, and an examination of relevant legal documents. The findings indicate that bamboo coins at Pasiwa function as an internal payment instrument rather than an alternative currency intended to replace the Indonesian Rupiah. Transactions are initiated through the conversion of Rupiah into bamboo coins, which are subsequently used within a limited market ecosystem. Although this mechanism resembles a closed-loop payment system, its legal status requires careful consideration under the applicable currency regulations. From the perspective of Islamic Economic Law, the transactions generally fulfill the essential pillars and conditions of valid sale and purchase agreements, particularly regarding mutual consent, transparency, and clarity of exchange value. However, the non-refundable policy applied to unused coins purchased through non-cash transactions may raise concerns regarding minor uncertainty (gharar yasir) and fairness between contracting parties. The study concludes that the practice is generally consistent with Islamic commercial principles, while its compliance with Indonesian currency regulations requires further legal clarification. These findings contribute to discussions on the harmonization of community-based economic innovation, Islamic commercial jurisprudence, and national monetary regulations.
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