Hamida, Hamida, Erwin Erwin, Sukran Sukran, Andika Isma, Hajar Dewantara, and Sulkifra Sulkifra. 2026. “The Nexus of Technological Innovation and Institutional Quality in Shaping the Future of Islamic Finance”. Al-Jadwa: Jurnal Studi Islam 6 (1):1-19. https://doi.org/10.38073/aljadwa.4578.